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Waypoint Claims

Artificial Intelligence

AI proposes. A person disposes. Every call leaves a receipt.

Where Waypoint uses models, what they are allowed to decide, what they are never allowed to decide, and how the cost and the reasoning are both recorded.

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The rules that do not bend

AI proposes, a person disposes

No AI output becomes a claim, a payment, a coverage decision or a cancellation without a human acting on it.

Default-deny

Every AI capability is an entitlement, off until it is bought and switched on for your organization.

Every call is metered

Cost is recorded per call — capability, model, tokens — so spend is a number you can look up rather than a surprise.

Intake, step by step

Step one

It reads what arrived

Documents arriving by email or upload are read and the loss facts extracted: parties, dates, loss description, policy references, claimant count.

Step two

It builds a draft, not a claim

The extraction becomes a draft intake sitting in the queue. Nothing is assigned, no clock starts, no reserve exists — because no claim exists yet.

Step three

A reviewer confirms or corrects

Confidence is shown per field, so attention goes where the platform was unsure. On confirmation the claim is created through the same door as a typed FNOL.

How a model gets used

Training

Runs as a background job on your organization’s own data.

Registry

Every trained model is versioned and fingerprinted.

Promotion

Models advance a ladder — candidate to active — deliberately, with a reason recorded.

Serving

The active model scores, and both the score and its reasoning are recorded on the claim.

Staleness

Operators are alerted when an active model ages past its threshold.

Remy

The assistant, and its boundaries

PropertyBehavior
ScopeSegmented per portal — each Remy answers only for its own portal
AvailabilityVisible only while signed in
PositionDraggable; grab the header bar and move it anywhere on screen
InputText only. There is no microphone and no audio capture
Customer PortalAbsent by design — Remy is the internal assistant, and a customer session is not a staff session
EntitlementSold separately, and off until it is switched on

Every call is receipted

Per-call receipts

Capability, model, token counts and cost, written for every call.

Your consumption

Your own usage against your own entitlements, visible to you.

Identifiers stripped

Our fleet view of spend carries no claim identifiers, so cost management is not a reason to read your data.

No silent overage

Entitlements gate capability; the ledger records what was used. Neither depends on trust.

What is bought, and what a person still decides

Each capability is sold separately and arrives switched off. Turning one on never moves a decision away from a person.

CapabilityWhat a person still decides
Remy in-product assistantAdvisory only — it explains the system, it does not act in it
Agentic FNOLA reviewer confirms the draft before a claim exists
Document intelligenceExtracted fields are confirmed or corrected, with confidence shown
Guided FNOL wizardThe intake is submitted by the person taking it
Predictive scoringPromotion of a model, and every action on a score, is a person’s decision
BI datasetsExports run with the caller’s own permissions — no elevation, no way around a wall

Where we are honest

Bring your hardest intake

We will show what the model reads, what it proposes, and who signs.

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